1200 Ashwood Parkway
DO YOU NEED A LONG-TERM CARE POLICY?
Studies show that about 70% of Americans over the age of 65 will need some form of long-term care. This care includes services that will help you live independently and safely when you can't perform everyday activities (such as bathing, continence, dressing, cooking, eating, toileting etc.) on their own. As people live longer, these services are in more demand. Therefore, the costs long term care services are continually rising. You and your parents should be prepared for these costs before it's too late.
Planning may help alleviate physical, financial, and emotional stress that comes with caregiving
Planning may help avoid depleting your hard-earned assets in the future
Planning ahead allows you more control over how and where you receive care
You never know when you might need it. It's best to buy when you're younger, healthier and more likely to be approved
You've worked hard to save for retirement. For this reason, it is important to prepare yourself for the possible high costs of long-term care.
There may come a time where you are not able to do the same things you used to do. Maybe you’ll find it difficult to continue shopping or preparing meals. Or you’ll need help with personal tasks like dressing, cooking, bathing or managing your medications. Long-term care insurance helps cover the costs of care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Here are the types of care covered:
You don't have to navigate these issues alone. I am here to help you plan for your unique long-term care needs. Together, we can explore your options and determine a solution right for you. Let's decide if you need a long term care insurance policy.
Call Morgan Marlin at (404) 704-2966