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One of the best gifts you can give your future self is contributing as much as possible to your 401(k) now. You never meet anyone who says "I wish I could go back in time to tell myself to not put so much in my 401(k)."
While maximizing contributions alone are fantastic, you may want to consider these additional strategies:
Consider your investment know-how and comfort level before choosing one of these strategies or how to invest your 401k.
Speaking with an advisor may be a gift to the future you as you make these difficult decisions.
Brown Group Planning Advisors are experienced with providing unique planning solutions for UPS employees and retirees to enable them to enjoy the achievements of their life and work.