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Investment Committee Notes December 2018

Investment Committee Notes December 2018

December 27, 2018

Atlanta Global Advisors Investment Committee Notes

December 2018

 

Today's investment committee meeting began with a review of our four main model portfolios. There

has been significant volatility in the markets this year, both in the U.S. and to even a greater extent, the

international and emerging markets. We also know that there has been significant pressure on the bond

portions of the portfolio, due to the Federal Reserve Bank continuing to raise interest rates three times

this year, with a likely additional interest rate increase at their meeting next week. Against this volatile

backdrop, all of our portfolios have exceeded their risk-adjusted benchmarks on one, three, and five

year basis. We were pleased that at least on a relative basis, our portfolios have accomplished their

goals. We are, however, aware that clients cannot spend relative performance, and we are watching the

markets and economy diligently during this period of uncertainty.

 

In reviewing comments from the economists and financial commentators that the committee follows,

we see a blend of optimism, realism, and cautiousness. Several of the economic forecasting teams that

we follow still feel that the U.S. economy, while growing more slowly than it has recently, shows no

immediate signs of a recession looming, and that with solid, albeit slower, growth, the economy can still

produce good earnings. At current interest rate levels and current price/earnings level in the markets, it

could produce reasonable investment returns over the short-intermediate term time period.

 

The more realistic and cautious economic teams that we follow noted that the economic recovery cycle

that we are experiencing will soon be the longest in U.S. history, which means it is likely closer to the

end than the beginning. They also note that a grid locked Congress will likely not create any additional

economic stimulus, unless a Democratic House and Republican Senate can agree on some sort of

infrastructure spending bill. We remind you that the U.S. stock market is a leading economic indicator

and tends to peak before recessions start.

 

We are aware there are inflation pressures building in the economy. Throughout the year we have seen

some upward pressure on some commodity price inputs, although the recent pull back in oil prices

should reduce some of the short-term inflation pressures. We have also seen wage pressures starting to

rise due to the extremely low level of unemployment. The Bureau of Labor Statistics continues to show

more job openings than available workers to fill those jobs. This is causing employers to pay up for

qualified employees. This has led to the Federal Reserve taking a more active role in raising interest

rates. We are cognizant that since 1955, the Federal Reserve Bank has gone through 11 previous cycles

of raising interest rates, which has resulted in nine recessions.

 

From a technical standpoint, the markets have broken through their 50-day and 200-day moving

averages to the downside. What was previous support will likely become a ceiling of resistance. We

believe that we will have to see some good news from either the Federal Reserve Bank pulling back on

interest rate increase expectations OR the trade/tariff war with China to cause the markets to move

higher. Without this, we will likely be left to wait for first quarter earnings season to start in mid-

January before we get a better read on things.

 

Against this backdrop, the investment committee continues to be optimistic but cautious. There are no

immediate signs that would show the economy tipping into recession in the next 6-12 months. The

index of Leading Economic Indicators, as well as the Purchasing Manager Indexes for both the

manufacturing and service sides of the economy continue to be strong. We did see the 2-year and 5 -

year treasury spread invert this week. However, we are more focused on longer term spreads between

the 2-year and 10-year treasury, which has typically been a more predictive value in charting the course

towards future recessions. The investment committee is making no major asset allocation changes at

this point in time. The previous changes made in July and August of this year reduced U.S. equity

exposure, added lower volatility versions of certain funds to the portfolio, and added some long/short

commodity exposure to further diversify our holdings away from traditional stock, and bond assets have

worked to reduce risk and volatility in our accounts so far.

 

The investment committee understands that volatility, along with a 24-hour cable news cycle, Internet

stories and social media, can combine to create investor anxiety. We appreciate those feelings;

however, we remind you that most good investment decisions are not made based on emotions. The

team here is continuing to watch and monitor significant amounts of economic investment data on your

behalf. For our younger clients who are still in the accumulation phase of life, we wanted to remind you

that market volatility and downturns give us the opportunity to add to our investments when prices are

down, and things are on sale.

 

Thank you for your trust and confidence in our team and our process. Should you have any questions

regarding these notes or your portfolio and financial situation, please do not hesitate to reach out to

your advisor.

 

*Disclosures

The views stated in this letter are not necessarily the opinion of Cetera Advisors LLC and should not be construed directly or

indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are

subject to change with notice. Information is based on sources believed to be reliable; however, their accuracy or completeness

cannot be guaranteed. Past performance does not guarantee future results.

Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and

does not take into account the effects of inflation and the fees and expenses associated with investing.