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J. Todd Watkins, MBA, AIFA, AIF

J. Todd Watkins, MBA, AIFA, AIF

Financial Advisor

Todd began his financial career in 1984 working in his Father's investment firm.  He spent summer months and holidays working with his Father developing investment plans and assisting clients with financial planning.  Todd earned his Bachelor of Arts degree in Communication and Public Relations from Mercer University in Macon, Georgia.

Todd served as an Officer and Ch-47(D) Chinook Helicopter Pilot in the United States Army where he served for 17 years.  Additionally, Todd also served as the Tax Officer for the 101st Airborne while stationed at Fort Campbell, Kentucky.  During this time he earned his Associate of Science degree from the Community College of the Air Force.  After retiring from the Army, Todd was hired by Merrill Lynch where he spent the next 10 years building client relationships and earning a Master's of Business Administration (MBA) degree. 

Todd joined Cetera in 2009 and has built a successful career as an Independent Advisor. 

Currently, Todd is in the ADRP (Applied Doctoral Research Project) phase of his Doctorate of Business (DBA) in Nonprofit Leadership and Management. His current field of research is Qualitative based research on the impact of cross-cultural higher education on empathy and intercultural competency. Todd's experience helps Non-Profits measure their impact on and ability to attract multi-cultural donors.  Todd is also concurrently pursuing his CAP (Chartered Advisor of Philanthropy) from The American College. The CAP is a master’s level curriculum and includes courses such as “Planning for Philanthropic Impact,” “Charitable Giving Strategies” and “Gift Planning in the Nonprofit Sector.”

Philanthropy Financial is an investment advisory firm dedicated solely to the needs of the Nonprofit Sector. As an AIF (Accredited Investment Fiduciary) and an AIFA (Accredited Investment Fiduciary Analyst) Todd assists NGOs and their Board Members with fulfilling their Fiduciary duties to both donors and employees. Philanthropy Financial is located in Atlanta, GA.

Todd is an active member of The International Association of Advisors in Philanthropy (AiP) and the Financial Services Institute (FSI).